Lender & Credit Advisory
Bank consortium strategy, credit rating advisory, and covenant structuring
The Challenge
Understanding the landscape
Managing lender relationships and credit structures is a critical capability that most companies underinvest in. The result: suboptimal credit terms, reactive covenant management, and missed opportunities for refinancing, rating upgrades, and cost reduction.
KTGI provides comprehensive lender and credit advisory — from bank consortium strategy and credit rating optimisation to covenant structuring and syndicated loan readiness. We operate as your strategic interface with the lending community, ensuring your company always approaches lenders from a position of strength.
Our Approach
Methodology & framework
What's Included
A comprehensive suite of deliverables tailored to your organization's unique requirements.
Bank Consortium Strategy & Negotiations
Design and execute lender consortium strategies — optimising terms, managing inter-creditor dynamics, and leading negotiations.
Credit Rating Advisory & Upgrade Strategy
Develop strategies to achieve and maintain target credit ratings — from financial restructuring to disclosure optimisation.
Covenant Structuring & Refinancing Support
Design covenant structures that provide operational flexibility while meeting lender requirements. Identify and execute refinancing opportunities.
Syndicated Loan & ECB Readiness
Prepare for syndicated loan facilities and external commercial borrowings with documentation, compliance, and investor readiness support.
What We Deliver
Tangible outcomes and institutional-grade deliverables that drive measurable results.
Lender Strategy Document
Comprehensive lender engagement strategy with consortium recommendations and negotiation approach.
Credit Rating Action Plan
Roadmap for credit rating improvement with financial and disclosure actions.
Covenant Framework
Recommended covenant structure with headroom analysis and compliance monitoring framework.
Engagement Model
How we work together
Retainer or project-based, depending on scope.
Related Services
Explore complementary advisory capabilities that may be relevant to your strategic objectives.
Investment Banking & Transaction Advisory
Selective, strategic transaction support — retainer plus success fee
Explore ServiceTransaction Preparation & Deal Readiness
Vendor due diligence, data room management, and investor coordination
Explore ServiceCross-Border Capital & Strategic Partnerships
Foreign investor targeting, India inbound/outbound capital structuring
Explore ServiceDiscuss This Service With Us
Every engagement begins with a confidential conversation. Share your challenges and let our advisory team outline how we can help you achieve your strategic objectives.